Many MEIs (Microempreendedores Individuais) in Brazil struggle with paying their monthly DAS tax, often leaving it until the last minute or forgetting to pay. However, proper financial planning can make these payments easier and stress-free.
In this article, we’ll cover practical strategies to plan for MEI tax payments and avoid financial difficulties.
1. Understanding the MEI Monthly Tax (DAS)
✔ Fixed Monthly Payment – The MEI pays a single tax (DAS) every month covering:
- INSS (Social Security)
- ICMS (for commerce and industry)
- ISS (for service providers)
✔ Tax Amounts (2024 Rates)
- Commerce/Industry: BRL 70.60
- Services: BRL 75.60
- Commerce + Services: BRL 76.60
💡 Tip: The DAS must be paid by the 20th of each month to avoid fines.
2. How to Financially Prepare for DAS Payments
✅ 1. Set Aside Money Every Week
Instead of paying the DAS all at once, divide the cost into weekly savings:
✔ If your DAS is BRL 75.60, save BRL 19 per week.
✅ 2. Automate Payments
✔ Set up an automatic payment through your bank to avoid missing deadlines.
✅ 3. Use a Business Bank Account
✔ Keep your DAS payment separate from personal expenses to stay organized.
✅ 4. Plan for the Annual MEI Declaration (DASN-SIMEI)
✔ The DASN-SIMEI must be submitted by May 31st each year.
✔ Save money in advance to pay any additional tax if required.
3. What Happens If You Miss a Payment?
❌ Late fees and interest charges apply.
❌ You lose access to social security benefits (retirement, sick leave, maternity leave).
❌ Your CNPJ may be canceled after repeated non-payment.
Final Thoughts
By setting aside money weekly, automating payments, and keeping finances organized, MEIs can pay their taxes stress-free and maintain their business legally.
